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Our Services

Explore our range of flexible loan solutions designed to meet your personal and short-term financial needs.

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person writing on white paper
Payday Soft Loans

Payday soft loans are designed to provide quick, hassle-free financial support to help bridge short-term cash flow gaps. They are ideal for handling urgent personal expenses such as medical bills, transport costs, school needs, or other unforeseen commitments that arise before your next payday.

These loans are processed efficiently with minimal documentation, allowing borrowers to access funds when they need them most. Flexible repayment terms ensure that repayments are aligned with your income cycle, reducing financial strain. With competitive interest rates and transparent terms, payday soft loans offer a reliable and responsible solution for short-term borrowing.

two people shaking hands over a piece of paper
two people shaking hands over a piece of paper
Payroll Deductible Loans

Payroll deductible loans offer a convenient and structured financing solution for formally employed individuals. Repayments are deducted directly from your salary through seamless payroll integration, eliminating the need to visit a branch or make manual payments.

This automated repayment method provides peace of mind, improves affordability, and lowers the risk of missed repayments. Payroll deductible loans empower employees with greater financial flexibility, making them suitable for personal development, household improvements, education expenses, or other planned financial needs. The predictable repayment structure also allows access to higher loan amounts and more favourable loan terms.

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white and red wooden house miniature on brown table
Collateral-Based Loans

Collateral-based loans allow borrowers to unlock the value of their assets, including real estate, motor vehicles, or other approved collateral, to access substantial financing. By securing a loan with collateral, borrowers can qualify for higher loan amounts and benefit from more competitive interest rates.

These loans are tailored to meet larger financial requirements such as business expansion, asset acquisition, or major personal projects. Repayment options are customized to suit the borrower’s financial capacity, ensuring flexibility while maintaining clear and transparent terms. All collateral is professionally assessed and managed to ensure security and fairness for both parties.

Loan Requirements

Find out what will be needed to obtain a quick and easy loan!

Non-Collateral Based Loans

1) Latest 3 months payslips

2) Latest 3 Months bank statement

3) Latest 3 Months MoMo statements

4) Original and photocopy of NRC

5) 2 passport size photos

6) Utility bill (ZESCO/Water bill)

a woman sitting at a table with lots of papers
a woman sitting at a table with lots of papers
Collateral Based Loans

1) Collateral.

2) NRC original and photocopy.

3) 2 passport size photos.

4) Utility bill (ZESCO/Water bill)

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man in purple suit jacket using laptop computer
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Get In Touch

Fill out the form below to begin your loan journey with our flexible solutions and services!